About Us
Freeing people in debt and poverty in Colchester since 2013.
What We Do
‘And what does the Lord require of you? To act justly and to love mercy and to walk humbly with your God.’
Micah 6:8
In the UK there are 15 million people in poverty – 22% of the entire population. Here in Colchester the Foodbank feeds 15 thousand people a year, 43% of those are children.
Colchester CAP Debt Centre seeks to release people from the prison of poverty and debt. We work in partnership with national charity Christians Against Poverty to provide 3 different services:
- CAP Debt Help
A holistic service in situations of unmanageable debt. CAP step in between a client and their creditors, taking a detailed picture of their finances and providing them with a budget as well as a solution to become debt free.
- CAP Life Skills
A course designed to help people live well on a low budget – gain practical skills and discover new ways to live for a brighter future.
- CAP Money Course
A simple cash-based system that works. Helping people to get to grips with their finances so they can budget, save and prevent debt.
Unique Support
Our support for clients is unique in many ways. Specifically we attend our clients in their own homes rather than seeing them in an office or talking to them over the telephone. We commonly encounter scenes of distress and confusion with clients who have lost control of their finances and their domestic circumstances. It takes time to help these clients to regain confidence and to bring order back to their lives, but we make that time by introducing them to our wonderful team of volunteer befrienders who help with rehabilitation and who seek to reflect, through their care and patience, God’s grace and his compassion towards all people.
All our help is free and we are looking to help any person who is feeling crushed by debt, irrespective of race, ethnicity, sexuality, religious background or, indeed, a preference not to be involved with religion.
Our Team

Paula Goddard
Centre Manager
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Bec Taylor
Assistant Manager
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Ruth Woodman
Debt Coach
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Ben Benest
Prayer Leader
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Sian Simpkins
Life Skills Manager
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Michael Roberts
Trustee
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Nigel Drew
Trustee
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Mandy Drew
Trustee
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Andy Neill
Trustee
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